Future thinking can be an exciting but scary prospect. It’s all an unknown isn’t it? The chapter of the book yet to be written. But many of us think about our future, especially if we are in relationships or have goals we want to achieve. We can sit and chat about what we want out of life. But do we make plans to make those dreams a reality? Possibly not. With that in mind, here are some of the options to consider. When planning for the future, these things should at least set you on the right track.
Workout what the future entails
Whether you are sitting down discussing the future with your partner. Or you are working it out on your own. Thinking about exactly what the future entails for you is the first big step. You have to be realistic. You need to make sure everyone involved is on the same page. Does your future have marriage in it? Are you in a relationship? Perhaps now might be the time to make steps into the dating world to help with this goals, such as chatline dating given the current circumstance. Does it involve buying a house? Are you planning on starting a family? All of these things will have big financial implications for you. So they need to be well thought out and planned for as much as possible. A good way of doing this would be to try and ask yourself where you will be in five years and ten years? What do you envision for yourself? This will be a great indicator of what you want out of life.
Clear off debt
Like many of the bigger things a future can present. Like marriage, mortgages and babies. There comes a financial cost. So if any of those things are in your future, you need to try and put yourself in the best possible position. This means if you have a little debt, then that should be your first port of call to clear it off. A great way to find out what situation you are in is to get a free credit check and credit report. This will show you every financial association you have and what is impacting your credit score. Even if you don’t have much debt. These reports are an excellent insight into savings and mortgages, and may even highlight any mistakes on your record.
Get a good savings plan in place
A house can’t be bought, a wedding can’t be paid for, and a baby can’t be provided for without money. It’s an obvious one. So you need to try and save as much money as you can to prepare yourself for those costs. A great way of doing this is to set up a regular savings account and work out what you can afford to save each month. As you get used to this, you can increase the amounts over time.
Set obtainable goals
Once you understand what your future entails, you then need to lay out detailed goals. It’s important to have steps on how to achieve these goals too. Ultimately, the goals should be SMART or:
- Time Orientated
For instance, you might be interested in achieving a change in your career and gaining a new position. This can be a SMART goal if you take the right steps. As a starting point you’ll need to get new degrees or qualifications. Luckily, there are lots of qualifications you can complete in your spare time such as a Christian psychology degree online.
Create a vision board
A nice way of keeping your goals in the forefront of your mind is to create a vision board. This can be as big or as small as you want it to be. Some people use big pin boards and stick everything they want out of life all over it. Some use a page in their diary as a reminder. But looking at your vision board each day will remind you what you are doing everything for. It’s a great way of keeping everything in mind, and they can be a lot of fun to create.
Let’s hope these tips help you get on the right track for your plans.